Parents joke that they want to live long enough to be a burden to their children…

But that’s not really true. 

The strategic use of home equity may help your parents maintain (or improve!) their quality of life in retirement.

Reverse mortgage loans were created to help people use the equity they have built up in their home to…

  • pay off debts , including traditional mortgages

  • cover basic monthly living expenses

  • pay for healthcare

  • fund activities that may otherwise be out of reach

There are no restrictions on how a borrower may use their reverse mortgage proceeds. 

Ask us about the Reverse Mortgage’s “Non-Recourse loan” provision where no debt passes to heirs or the estate, or the Line of Credit Growth feature… There are many features to discuss with you and your family.

 When you are ready for loan scenarios that are personalized to your goals, just give us a call. 

Be Retirement Ready!

Why do families put off calling for real, personalized information?

They don’t want to be ‘sold to’ and certainly don’t want to be bothered by constant call backs from a nameless call center. But only searching the internet is not effective either.  Information can be outdated, or just not applicable for your situation.

A Reverse mortgage loan is part of a cash-flow strategy to meet needs (like paying for home maintenance) and desires (like finally taking that vacation, buying that car or contributing to a grand child’s education).

It can be a financial safety net for unexpected expenses (or when the market is down!)

We understand the hesitation. We don’t like to be ‘sold to’ either. When you call us, we start by simply asking about your goals and what you are looking to achieve. We promise to be efficient with your time, and present options for you, your family and/or your financial advisor to consider. If a reverse mortgage is not right for your family, we will tell you so and why.

  • "I can't begin to express how thankful I am to Kim and Cheryl"

    I can't begin to express how thankful I am to Kim and Cheryl for all their dedication and expertise in drawing up my best options for my home financing. It alleviated my concerns, helped me make the right decisions for me and I am extremely grateful. Such a pleasure to work with heartfelt professionals.

    — Teresa S, Oregon

  • "Kim and Cheryl educated us about options"

    Kim and Cheryl educated us about options and helped us through every step in the process. We were informed in advance about time frames, costs, and potential outcomes.

    In the end, they gave us a better value than had been projected. I suggest you consider them for your mortgage needs.

    - Dave & Cathy, Milwaukie, OR

  • "Top notch service every step of the way"

    My wife and I just purchased a house using a reverse mortgage ... Kim and Cheryl provided top-notch service every step of the way, including one above-and-beyond 3-hour driving trip to ensure that some papers arrived on time. Friendly, professional, knowledgeable, thorough -- if you're looking for a reverse mortgage, you can't do better than Kim and Cheryl.

    - The Bennetts, Oregon

  • "This decision is assuring me long-term comfort and security"

    A Financial Advisor suggested I talk with Kim Dodge. I was a good candidate because I have considerable equity in my home, but limited investments for retirement.

    Kim is professional, incredibly knowledgeable, patient, and thorough. She backs up what she says with facts, figures, and the visuals needed to understand the process and outcome.

    I was encouraged to call any time with questions, and she and her partner Cheryl, always took as much time as needed for me to have a clear answer.

    This decision is assuring me the long-term comfort and security I was looking for! So very grateful and happy!

    - Annie S, Oregon

  • "We strongly recommend Kim Dodge Reverse Mortgage”

    We really appreciate the extra efforts Kim and Cheryl made with some of the unique challenges we presented. We also appreciate knowing they will be there for us for continued guidance in the future. We strongly recommend Kim Dodge Reverse Mortgage!

    - Ross & Joann, Lake Oswego, OR

  • "My second loan with her and I would not use anyone else."

    Excellent service. I needed it done fast and Kim was super. My second loan with her and I would not use anyone else. Highly recommend.

    - Dave G, Oregon